Terms of Service
Last updated: March 20, 2026
Acceptance of Terms
These Terms of Service govern your use of BudgetLab Malaysia and its services. By accessing and using our website, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. We reserve the right to modify these terms at any time, and your continued use of our services following any changes constitutes your acceptance of the new terms. If you do not agree with any part of these terms, you must discontinue use of our website immediately. We provide information and resources related to fiscal policy, government budgets, and financial analysis in Malaysia. Your use of our platform is conditioned upon your compliance with all applicable laws and regulations.
User Obligations and Responsibilities
When using our services, you agree to comply with all applicable laws and refrain from engaging in any illegal or harmful activities. You are responsible for maintaining the confidentiality of any account information and for all activities conducted through your access. We expect users to respect intellectual property rights and not engage in unauthorized copying, distribution, or modification of our content. You must not use our platform for spam, harassment, or any malicious purposes. You agree not to attempt to gain unauthorized access to our systems or networks. We reserve the right to suspend or terminate access for users who violate these obligations. Additionally, you acknowledge that you are solely responsible for your interactions with other users and for any content you submit or transmit through our platform.
Intellectual Property Rights
All content, materials, and resources available on our website, including but not limited to text, graphics, logos, images, and software, are the intellectual property of our organization or our content providers. We grant you a limited, non-exclusive, non-transferable license to access and use this content for personal, educational, and informational purposes only. You may not reproduce, distribute, modify, or transmit any content without our prior written permission. Unauthorized use of our intellectual property may violate copyright, trademark, and other applicable laws. We actively protect our proprietary information and reserve all rights not explicitly granted. If you believe your intellectual property rights have been infringed, please contact us with detailed information about the alleged infringement. We will investigate claims promptly and take appropriate action as warranted.
Limitation of Liability
Our website and services are provided on an “as-is” and “as-available” basis without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or timeliness of any information provided on our platform. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use or inability to use our services. This includes damages for lost profits, data loss, or business interruption, even if we have been advised of the possibility of such damages. We make no representations regarding third-party content or links that may appear on our site. Your use of any linked websites is entirely at your own risk. We are not responsible for the content, accuracy, or practices of external sites or services. You assume full responsibility for your use of our platform and any outcomes resulting from that use.
Termination of Access
We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and without notice or liability. Termination may occur if you violate these terms, engage in illegal activities, or conduct yourself in a manner we deem inappropriate or harmful to our community. Upon termination, your right to use our services ceases immediately, and you must destroy any downloaded or copied content. We may also terminate services due to technical issues, maintenance, or discontinuation of certain features or products. In the event of termination, any provisions of these terms that are intended to survive termination will remain in effect, including those related to intellectual property, liability limitations, and dispute resolution. We are not obligated to provide refunds or compensation for terminated access. If you wish to cease using our services voluntarily, you may do so at any time by discontinuing your access to our website.
General Provisions
These terms constitute the entire agreement between you and us regarding your use of our services and supersede all prior agreements and understandings. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. We may transfer or assign these terms to any successor or affiliate without notice, but you may not transfer your rights without our written consent. The failure of either party to enforce any right does not constitute a waiver of that right. Our services are intended for users within Malaysia and comply with Malaysian laws and regulations. Your use of our platform is subject to all applicable local, state, national, and international laws and regulations. We encourage you to review these terms periodically for updates and changes that may affect your use of our services.